Feb. 10, 2025

This paid piece is sponsored by Amy Stockberger Real Estate.

By Amy Stockberger

The decision to buy or rent in 2025 isn’t just about numbers — it’s about your future, your financial security and making the smartest move for your goals.

Here’s the reality: Homeownership in Sioux Falls is more affordable than renting in most cases, and waiting could mean paying more.

According to local market data, home sales in Sioux Falls jumped 26.9 percent last year, and prices continue to rise. Inventory is shrinking, which means the best deals are happening right now.

So what does that mean for you? If you’re ready to build equity, invest in your future and secure a home before competition heats up, this is the time to act.

Why buying in 2025 is a smart move

1. More affordable than renting.

Owning a home isn’t just about having a place to live — it’s about building long-term wealth and stability.

With Sioux Falls prices still trending up, locking in today’s price means you avoid paying more later. Meanwhile, rent prices are climbing, and you’re left with nothing to show for it at the end of the lease.

2. Demand is growing — buy before prices go up.

• Home sales in Sioux Falls jumped almost 27 percent in December.
• Inventory dropped 3.5 percent, meaning fewer homes are available.
• Prices are trending up by 4.1 percent year over year.

What does that mean for you? It means buyers who act now have the advantage before more competition drives prices higher.

3. You gain stability and build equity.

Real estate is a long-term game. Renting is paying someone else’s mortgage. Buying is investing in yourself.

If you’re planning to stay put for at least three to five years, owning makes way more sense financially than renting. Instead of throwing money away on rent, you’re building an asset that grows in value over time.

But what if buying feels like a risk? We’ve got you covered

Buying a home is a big decision, but it doesn’t have to feel risky. That’s why we offer exclusive programs that eliminate the what-ifs.

• Love It or Leave It Guarantee

Not 100 percent sure the home is the right one? No problem. If you’re not completely satisfied with your home within 12 months, we’ll sell it for free on our side and help you find one that’s a better fit.

• Cancellation Guarantee

We believe in earning your trust, not locking you into contracts. If you’re not happy with our service before closing, you can cancel — no penalties, no pressure.

• Full-service property management

Want to buy but aren’t quite ready to live in the home? Our property management team can help you turn your purchase into an investment property while you decide your next move.

So should you buy or rent in 2025?

It all depends on where you see yourself in the next few years.

Buy if:

• You want to lock in today’s price before competition heats up.
• You’re ready to invest in your future instead of paying rent.
• You need more space and want the stability of homeownership.

Rent if:

• You need short-term flexibility and aren’t sure where you’ll be in a year.
• You’re still saving for a down payment and emergency fund.
• You’re in a high-cost area where buying isn’t financially smart right now.

Still not sure? Let’s talk through your options. No pressure — just real advice.

• Call or text: 605-731-9597
• Email: Amy@AmyStockberger.com
• Website: AmyStockberger.com

Final thoughts: The market is moving — are you?

The Sioux Falls market is changing, and waiting could mean paying more. If you’re thinking about buying, now is the time to get ahead of rising prices and shrinking inventory.

And when you work with us, you’re not just buying a home — you’re gaining a Lifetime Home Support team.

That means:

• Ongoing support before, during and long after closing.
• Access to our network of top-tier Home Support Team partners for repairs, upgrades and homeownership needs.
• VIP client perks that make homeownership easier and more affordable.

With our Love It or Leave It Guarantee, Cancellation Guarantee, Property Management Services and Lifetime Home Support, we’re here to make sure your home works for you — not the other way around.

Let’s chat and see what makes the most sense for you. No pressure. Just a game plan for your future.

Looking to buy or sell a home? Visit Amy Stockberger Real Estate here.

Click here to view our listings.

Click here if you are considering a relocation to Sioux Falls or the surrounding area or want a free relocation packet full of nuggets of info about the best of Sioux Falls.

Considering a career in real estate or thinking about making a move? See how Amy Stockberger Real Estate guarantees to build big, juicy legacies for everyone in our ecosystem.

Click here to see if your company is a fit for our Home Support Team.

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